Full-stack API platform
for digital lending
A no-code lending as a service platform to offer a better credit experience to your customers.
A no-code platform to offer loans, Supply chain, Invoice Financing to your customers, vendors, and merchants.
Cloud tech to manage loan originations and servicing. Expand credit offerings on partnered marketplaces.
Our unique way of solving financing problem
No manual coding, ensuring rapid deployment and scalability which makes getting loans easy and quick.
Extensive APIs that enable seamless integration with various systems, allowing for enhanced flexibility and customization.
Your Customers can conveniently repay their loans directly within our app, offering a hassle-free repayment experience.
We offer QR code management capabilities, enabling businesses to utilize QR codes for offline payment in stores.
Our platform helps businesses manage merchants, transactions, and performance efficiently.
Robust customer management functionalities, allowing businesses to effectively track and manage customer profiles.
Borrowers can easily apply for loans through our intuitive application process, ensuring a smooth and user-friendly experience.
Our platform enables smooth communication with customers, merchants, and stakeholders via SMS, email, and in-app notifications.
Enable various lending products like Pay later, Personal loans, Consumer durable loans, Invoice financing, Supply chain financing and many more.
Our AI-powered platform helps businesses achieve sharper segmentation, improve efficiency, and boost cross-selling and up-selling efforts.
Launch B2C or B2B lending effortlessly
With pre-integrated lenders, offer Personal loans, Consumer durable loans, Paylater, Supply chain, and Invoice Financing options to your customers, vendors, and merchants.
Engine
Dynamically checks order’s validity like exceeding limit, unserviceable pin codes, blacklisted user to prevent fraud.
Servicing Options
Offer your customers the flexibility to pay in installments (e.g., 3, 6, or 12 months) using our scheme engine.
Lenders
Choose lenders based on terms and conditions. Get suitable lender of your choice for your industry and business.
Center
Control pin codes, products, pricing, discounts, and lending options for different merchants and locations.
Our Partners
One stop LOS solution with commerce extensions
Effortlessly start your lending operations and launch new credit products through our LOS platform and integrated commerce extensions.
Engine
All-in-one debt collection platform that automates loan recovery and collection pipeline to streamline the recovery.
Engine
Manage your underwriting rules dynamically to enhance lead filtering and credit allocation.
Builder
Seamlessly integrate with third-party APIs using our intuitive workflow builder.
Builder
Customize your KYC processes to meet regulatory guidelines and manage compliance and risk effectively.
It's like a loan that lets you buy things now and pay for them later in smaller, fixed amounts. You can use it for buying online or offline. This way, you can get what you need without paying all the money upfront.
- Give your PAN number and do your KYC process
- Get a credit limit
- Start shopping
A personal loan is money you borrow from banks or online lenders for different needs like debt consolidation, home renovations, or weddings, which you repay over time with interest and possible fees
- Apply for a personal loan through a bank or an online lender
- The lender evaluates the applicant's creditworthiness and financial stability
- Once the loan is disbursed, the borrower can use the funds for various purposes
Consumer durable loans are tailored personal loans for purchasing gadgets and household appliances, like smartphones and TVs, ranging from Rs. 10,000 to Rs. 15 lakh, often at 0% interest or No Cost EMI, with repayment periods from days to 36 months
- Consumers apply for consumer durable loans online or in person to purchase gadgets
- The lender assesses the applicant's eligibility based on factors like credit history and income
- The borrower can purchase the desired consumer durable goods, such as smartphones or TVs
Invoice financing is a credit option where businesses borrow money using unpaid invoices as collateral, providing immediate funds for various needs like inventory purchase, debt repayment, or vendor payments.
- Invoices submitted to financing company/lender, assessed for validity and customer creditworthiness.
- Upon approval, the business receives a percentage of the invoice amount upfront as an advance.
- Once the customers pay their invoices, the financing company deducts its fees and the advance provided. While the repayment process occurs directly from the collected invoice payments.
Supply chain finance, or supplier finance, allows suppliers to receive early payment on invoices, reducing supply chain disruption risk and optimizing working capital for both buyers and suppliers.
- Suppliers submit invoices for approved goods or services to the financing institution, serving as the basis for financing. Upon invoice verification, the institution provides early payment at a discounted rate
- On the agreed-upon due date, the buyer pays the financing institution the full invoice amount
- Suppliers may repay the advanced amount directly to the financing institution, depending on the arrangement's terms.
Empower your customers with seamless access to loans, instant loan approvals, transparent repayment, transaction tracking, and personalised financial insights, all within a user-friendly interface. Elevate your customers' financial journey with our innovative app solution.
Streamline operations with our comprehensive admin panel. Gain real-time insights, monitor transactions, and efficiently handle borrower requests, all from one centralised platform. Ensure regulatory compliance with our powerful admin panel solution.
Optimize your business operations and drive growth with our intuitive merchant panel. Onboard your merchants, vendors, and retailers, manage their performance, enable schemes, and customize lending options effortlessly.
Third-party integrations to make lending seamless
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Frequently Asked Questions
How to create a merchant account on Settle?
How to create a new organization?
What details are required to create a new organization?
I have created an organization but it is inactive. How to make it active?
Join the Settle Revolution
Revamp your brand's approach to payments and elevate your customer experience. Get in touch with us today to discover how Settle can seamlessly integrate with your brand or marketplace
